# AFRICUNIA - innovative banking model https://imgp.golos.io/0x0/https://cryptov.ru/wp-content/uploads/2018/04/1524215567_maxresdefault-800x445.jpg https://images.golos.io/DQmSiUnwAf12fbuWLiFkNXmJZfpoL1P3zzY1gE1caqbNAMQ/1.png It's no secret that the modern banking system has many problems. For its successful development, constant innovations are applied, innovations become a key factor of stability, growth, and competitiveness. The needs of customers are growing and one needs to be able to satisfy them partially, but completely. Using modern technologies, a number of companies offer solutions for improving the banking system. One of them is AFRICUNIA LIMITED, which shares its vision of solving existing problems. Let's get acquainted with it in more detail. What is AFRICUNIA? Objective of the project Main functions Benefits Problems and solutions ICO Details Conclusion WebSitе https://images.golos.io/DQmSiUnwAf12fbuWLiFkNXmJZfpoL1P3zzY1gE1caqbNAMQ/1.png # What is AFRICUNIA? AFRICUNIA is an innovative banking model, thanks to which we can use the crypto currency without any risks and limitations. With the help of blockade technology, the team plans to implement a secure decentralized platform for storing, exchanging and investing crypto currencies. AFRICUNIA talks about a new vision of such platforms, which will help to bridge the gap between phiath and crypto currency. https://images.golos.io/DQmdnNTKvQtfZZwh76Cy6TCDHoZe4jmvaQFwnGQHTmtc9sn/jackobian-upload_2018-2-25_7-15-43.png https://images.golos.io/DQmSiUnwAf12fbuWLiFkNXmJZfpoL1P3zzY1gE1caqbNAMQ/1.png # Objective of the project The main goal of the project is to create a platform that will combine the phyto and crypto currency in one place, reduce the gap between them and take from each of them only the best qualities. For example, investors of crypto currency will get new access to assets, while not losing comfort in use. Fiat investors will be provided with a higher net profit through the economical structure of accredited funds. The platform intends to become the standard of this industry. https://images.golos.io/DQmSiUnwAf12fbuWLiFkNXmJZfpoL1P3zzY1gE1caqbNAMQ/1.png # Main functions of AFRICUNIA The platform has quite standard functionality, but with some improvements. AFRICUNIA provides instant international payments with low transaction fees. At the same time it offers banks to accept the Blockchain used technology similar to SWIFT BIC. Also, the functional includes the provision of financial assistance. The platform tries to ensure the safety of users in accordance with all modern standards. https://images.golos.io/DQmQnaq1WrkXVqRrAuAVtn3jXATsceqYHMGKPQsCo79foUK/Afcash%20технология.png https://images.golos.io/DQmSiUnwAf12fbuWLiFkNXmJZfpoL1P3zzY1gE1caqbNAMQ/1.png # Benefits Most tokenizirovannyh resources are either entirely directed to the crypt, or are tied only to some trading assets. The platform offers to take all the best from the phiatic and crypto currency, which will give you the opportunity to experience all the delights of this tandem: decentralization, transparency and interchangeability. AFRICUNIA guarantees that all transactions and accredited funds will be tested by a specialist in order to ensure their compliance with existing laws and increase investor confidence. Using the KYC / AML AFRICUNIA will be able to check users before they gain access to their AFCASH accounts. To confirm the identity and ensure the safety of participants. The team is working on the creation of a standardized platform, the various categories of users of which will have access to various functions. A simple and intuitive interface for each market participant. https://images.golos.io/DQmSiUnwAf12fbuWLiFkNXmJZfpoL1P3zzY1gE1caqbNAMQ/1.png # Problems and solutions While blocking provides fast and inexpensive transactions, it is not centrally controlled, but it still has some shortcomings. For example, the system must recognize a real and fraudulent transaction. Typically, this work is carried out by institutions and cryptographic signatures. But in decentralized systems, the level of trust is reduced, as each user remains anonymous. Many existing platforms require quite a lot of time for processing transactions or high commissions, which in our time is no longer relevant. To solve these problems, AFRICUNIA uses the CONSENSUS ALGORITHM protocol (APCA), which will solve all the major problems. https://images.golos.io/DQmSiUnwAf12fbuWLiFkNXmJZfpoL1P3zzY1gE1caqbNAMQ/1.png # ICO Details Token: AFCASH Total number of tokens: 500,000,000 Cost: 1 AFCASH = $ 0.10 USD ICO: 01/01/2018 - 05/31/2018 AFCASH is a coin of AFRICUNIA, which should create an ecosystem that shortens the gap between phiath and crypto currency. The AFCASH platform will integrate all aspects of transactions that will be processed with the help of fiat currencies and provide crypto-exchange services in one place. The platform will constantly evolve, and be supplemented with new functions. https://images.golos.io/DQmepDkQZ3KrxUbf34E4Msif5rGofy7KpN3AMkGdhTUTbKs/Afcash%20монета.png https://images.golos.io/DQmSiUnwAf12fbuWLiFkNXmJZfpoL1P3zzY1gE1caqbNAMQ/1.png # Conclusion AFRICUNIA offers a platform with its solution of actual problems. It can become a financial institution that will be available around the clock and without a weekend. The only difference from classical financial institutions is the absence of physical branches. AFRICUNIA combines services for phyto and crypto currency in one place, making the transactions simple, convenient and reliable. On the website of the project you can learn more about the road map, get acquainted with the team or ask questions. https://images.golos.io/DQmSiUnwAf12fbuWLiFkNXmJZfpoL1P3zzY1gE1caqbNAMQ/1.png ![1.png](https://images.golos.io/DQmSiUnwAf12fbuWLiFkNXmJZfpoL1P3zzY1gE1caqbNAMQ/1.png)

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