[![SOCIAL.jpg](https://cdn.steemitimages.com/DQmVrqdCjvTqRH3dh8ovHxQPS8XSYVhCrzJ3nwhrnHnMrHJ/SOCIAL.jpg)](https://www.dapp.com/article/your-future-personal-finance-manager-is-on-blockchain) This week, we would like to take a close look at three new dapps that can help you manage and optimize your finance by utilizing the blockchain, and more importantly, without taking away your personal data. And we will also highlight one social dapp that we currently use and love.

[Aave Protocol](https://www.dapp.com/dapp/aave-protocol): Open-source DeFi protocol offers loans in a flash

_The future of finance has arrived in a flash._ You want to make a better financial move, but personal loans just sound too complicated and risky, and you think you have no time to manage all those things. If that’s you, how about taking out loans in a flash with the help of blockchain? The builder behind the decentralized lending platform ETHLend — Aave rolled out the brand new Aave Protocol last week. As an open-source and non-custodial money market protocol, Aave Protocol can help you get loans instantly and allow you to earn interest on deposits. Here’s how it works: You can borrow assets from Aava within only one transaction and with one condition — the liquidity needs to be returned to the pool before the transaction ends. If you fail to make that happen, then the transaction will be reversed to effectively undo the actions executed until that point, guaranteeing the safety of the funds in the reserve pool. You can deposit stable coins like DAI and your deposits will be tokenized as aTokens — they are pegged 1:1 to the value of the underlying assets, so you will be able to earn interest from the deposited assets. The platform also provides different interest rate models for you to choose from. Now you can deposit and borrow multiple assets on Aave, including ETH, DAI, KNC, USDT, MKR, and more. Want to try it now? ![7245ba29ff5e4f1ab2b3deab236f8f9f.gif](https://cdn.steemitimages.com/DQmZ6gaKWnngpp493YHMkmgBNMSbN3UshoEmWnBPCC7Ddat/7245ba29ff5e4f1ab2b3deab236f8f9f.gif)

[Stackfolio](https://www.dapp.com/dapp/stackfolio): Encrypted cryptocurrency portfolio tracker

When you start investing in the stock or cryptocurrency, it’s important to have the right tool to help you manage all your investments. If you are thinking about using one, you can start with Stackfolio. Unlike other portfolio trackers, Stackfolio is the one that built on Blockstack, so not just the portfolio of your crypto asset but also your personal information and data will be encrypted and stored on the decentralized network safely and securely. Stackfolio is your private portfolio tracker and only you can get access to it. You will need a Blockstack ID to start using Stackfolio, then simply choose “Add asset” to organize your crypto investments. Your total balance and crypto market performance will be presented in the simple but elegant charts and graphs. ![banner.png](https://cdn.steemitimages.com/DQmWDLGk3Fx1wxw8EAHgpfuaxoV7QB7nJRjcKBif84So249/banner.png)

[DeFi Saver](https://www.dapp.com/dapp/defi-saver): One-stop management solution for DeFi protocols

DeFi Saver is a one-stop management platform for DeFi protocols, including MakerDAO collateralized debt positions (CDPs), Compound, dYdX, and Fulcrum. With DeFi Saver, you will be able to easily manage your DeFi portfolio, such as increase the CDPs leverage, access to the best available lending interest rates across DeFi protocols, interact between Compound and MakerDAO, all in one place. DeFi Saver also supports decentralized exchanges like Kyber Network, Uniswap, and eth2dai, and makes sure that you can always get the best rate when you make the ERC-20 token conversions. ![b821aaf89ce94403a544e81cca479f90.jpg](https://cdn.steemitimages.com/DQmSK1mYNeuxyb8RJc31VLCr8kG5gXekCHZNzXxYNatykQh/b821aaf89ce94403a544e81cca479f90.jpg)

[Pepo](https://www.dapp.com/dapp/pepo): A short-video dapp built for the crypto community

_If TikTok and Crypto Twitter had a lovechild, it would be Pepo._ Pepo is a short-video chat dapp with a little niche: It’s built for the crypto community, bringing all the crypto folks together and sharing tokens (Pepo coins) as appreciation. If you are familiar with TikTok or Instagram Story, you will be no stranger to Peop. Pepo is an Ethereum-based dapp with the help of OST, the Ethererum's layer-2 solution. The dapp lets you upload a 30-seconds long video, you can introduce yourself, talk about your crypto project, or just what are you up today. You can use Pepo coins to upvote other people’s videos and you will get the coins if yours get upvotes too. If you have enough Pepo coins, you can cash out and get yourself some gift cards. You can find Pepo on the Apple App Store and Google Play Store. Right now it seems still in the beta, so you will have to apply to use the dapp, and your video will be approved by the team manually. Once you’re in, we’re sure that you will love it, user experience is surprisingly smooth! And the best part (not just the token incentive), if you’re on Pepo long enough, your feed will be more and more personalized. ![04f2da5d9ce54b23a53e7af30c7586d1.png](https://cdn.steemitimages.com/DQmRy6p7Meos7J7vHeoS6WtCFdZ5dc1p7yUcdtFo9iaCrnt/04f2da5d9ce54b23a53e7af30c7586d1.png)

🔍Explore more dapps [here](https://www.dapp.com/article/your-future-personal-finance-manager-is-on-blockchain)

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