***How GRAFT will change the payment processing industry!***

Changing the processing of payment through GRAFT would be as usual with mastercard, to promote this type of action would take its due time, but if reduce the percentage of payment of 3% to 0.5% the beneficiary would be saving much more that with a credit card which would be very satisfactory for the client and the merchant since it could acquire more goods and services, and if the value of the cryptocurrency is rising would be earning much more. Here is a small example of what it would be like to achieve the goal set Example:

Step 1: The customer pays with Mastercard The customer buys goods / services in a store. Step 2: Payment is authenticated The retail point of sale system captures the client's account information and safely sends it to the acquirer. Step 3: The transaction is sent The purchaser of the business asks Mastercard for authorization from the customer's issuing bank. Step 4: Authorization is requested Mastercard sends the transaction to the issuer for authorization. Step 5: Authorization response The issuing bank authorizes the transaction and sends the response to the merchant. Step 6: Payment to the merchant The issuing bank sends the payment to the buyer of the merchant, who deposits the payment in the merchant's account.

A cryptocurrency of independent development and that aims to become a payment platform, the payment processing network is decentralized and is totally unified since it is being developed as an open source project. In the future any seller and therefore buyer could use Graft in a decentralized and economic way. The Graft Network payment ecosystem is created on the blockchain of Monero (CryptoNote). The payment gateway is designed to work with the existing credit card infrastructure, I am including credit card workflows and therefore at the same time accept multiple cryptocurrencies, fiduciary currencies, and credit card payments. Graft appeared in the markets of cryptoactive at the beginning of March of this current year 2018 where its price did not even reach $ 0.04, currently the price remains similar, however the value in Bitcoin is higher than then. It can be mined and bought in exchange's like TradeOgre or Stocks.Exchange (exchanges with very little volume)

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***How is the acceptance of the cryptocurrency for the traditional use of the purchase lacking?*** The cryptocurrencies are one of the most profitable investments of the moment, being the Bitcoin the one with the highest volume and volatility. The opportunity to trade with cryptocurrencies is fantastic, since it allows you to invest 24 hours every day of the week. It is always necessary to be clear that it is a high risk investment, and only part of the portfolio budget should be allocated to this sector. For example, if you have $ 10,000 for all your investments, you should not invest more than $ 1,000 in cryptocurrencies (10%). This is just advice based on years of experience, you will invest what seems right to you. On the other hand, the traditional use of physical money is one of the elements where technology begins to modify the playing field, by the appearance of more electronic means of payment, such as electronic purses, payments through cell phones and systems of biopayment (in which only the fingerprint is required) that represent important advances on the already traditional debit or credit cards. Crypto money is born as a result of private initiatives, they do not have a country of origin, they are exchanged online and can be transformed into traditional money. Cryptocurrencies are, on the one hand, an electronic purse, because they allow transfers or domestic and international payments. On the other hand, they are a new kind of fiduciary money: electronic money that serves as a unit of account and as a reserve of value, such as Bitcoin or Ethereum, among many others, that operate without the regulation of a Central Bank and compete with the Central Bank. traditional money There is a great variety of cryptocurrencies, some do not have any backup in assets (this is the case of the most important Bitcoin and Ethereum), while others have support in other assets, such as gold or the dollar. In these cases they do not create new money, but they can create "more" money if they do not have a 100% reserve on that asset. Other cryptocurrencies are derivatives or have support from other cryptocurrencies such as Bitcoin, so they do not create new money but create more money.

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***How will GRAFT's RTA system allow merchants to operate their business as usual?*** The Blockchain is a book ledger, that is, a record of all the blocks of transactions that are made (payments and collections), which unlike a common ledger is decentralized, that is, located in thousands of computers around the world. world. This decentralization of the accounting record is the guarantee of the system, because to validate a transaction, many computers have to accept it in their records, so the system is free of fraud and intervention possibilities. In addition to the registration of a transaction, the Blockchain can contain more information in digital format (smart contracts), such as a contract, the prospectus of a bonus and much more, so the possibilities of expansion of a digital currency are unlimited, especially with regard to the possibility of granting credits at much lower costs than those of traditional finance. That is why this technology is entering the market of buying and selling stocks and bonds and in many markets globally.

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***What is the benefit of having software that can be integrated over existing commercial devices?*** The market continuously launches new products in order to meet the needs of companies. Although acquiring them usually involves a financial outlay, if the software is appropriate to the needs of the company and is used well, the benefits will be remarkable. In addition, there are currently several ways to contract software for a business (with license, Software as a Service, etc.) that allow greater flexibility depending on the company's needs.

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***What will be the impact for traders and customers who have the ability to pay and sell for any form of payment?*** Electronic commerce refers to the sum of all the interactions that a customer has with his company, either through the website, mobile devices or other digital environments. The more operations a customer makes through their website, the more likely they will recommend their company to friends and family. The experience of the brand that you create online is a comprehensive strategy to retain your customers and attract new customers thanks to the word of mouth spread of the reputation of your company. The desired result in terms of customer satisfaction will define the commercial approach, the technologies used and the security measures implemented to develop the trust and loyalty of the customers and ensure that they continue to trade with you at the time they recommend it.

***How do you imagine the integration of GRAFT by changing the way we interact with crypto?*** I imagine the integration of GRAFT as a technological advance more but with greater confidence and security due to all these innovative ideas that we are presenting, I would be happy to reach a store or a shopping center and want to buy something and can pay with cryptocurrencies to through this wallet, or pay with the GRAFT cryptocurrency, (GRFT). We want this decentralized platform to provide us with a good service and guarantee fluidity in real time when it is in full operation in establishments.

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